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$795 Bankruptcy Lawyer

The Attorney Group

Abogados De Bancarrota - Morro Bay

Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Morro Bay Bankruptcy Attorney

$795 Riverside Bankruptcy Attorney 2- Abogados de Bancarrota - Local Bankruptcy Lawyer Near Me.
Attorney Consultation (Unlimited consultation with a bankruptcy attorney)
Attorney Interview (Face to face or phone meeting with a bankruptcy attorney)
Attorney Preparation (Preparation for your Bankruptcy Court by a bankruptcy attorney)
Attorney Review (Review your bankruptcy petition with a bankruptcy attorney)
AFFORDABLE Payment Plans

Attorney Daniel J King

Education: UC Berkeley Undergraduate
Southwestern University School of Law

$100,000,000+

Debt and Taxes Discharged

20 9,800+
Years Experience Happy Clients
Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA
20
Years Experience
9,800+
Happy Clients
$100+ Million
Debt + Taxes Discharged
36 Locations
LA, OC, Inland Empire
AFFORDABLE
Payment Plans Available
Bankruptcy May Help You:
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Free Consultation

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and Wireless Policy and E-sign Policy.

$100,000,000+

Debt & Taxes Discharged

Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA
Bankruptcy May Help You:
20 9,800+
Years Experience Happy Clients
$100 Million Discharged!
$100,000,000
Call Now for a Free Consultation

Morro Bay Bankruptcy Attorney - Expert Personal and Corporate Bankruptcy Lawyers serving Morro Bay, California.

If you are struggling financially and looking to speak with a Morro Bay bankruptcy attorney, you've come to the right place. We will stop lawsuits, stop garnishments, stop, bank account levies, stop judgments and stop foreclosures. We have 36 locations to meet you in California.

Need immediate assistance? Contact us now!
Toll Free 1(888) 754-9877
Available 7 Days a Week 7am to 9pm
36 LOCATIONS IN CALIFORNIA

A bankruptcy is an opportunity to be relieved of constant harassing phone calls from creditors and collection agencies. Consulting with a bankruptcy attorney to see if a bankruptcy might be your best option, to determine if you qualify for relief and which chapter is appropriate based on your particular circumstances is essential.

There are many misconceptions regarding bankruptcy. As a consumer or small business owner, you have the option of Chapter 7 liquidation or Chapter 13 reorganization.


Chapter 7 Liquidation

Chapter 7 can be utilized by individuals, married couples, businesses and corporations. In most consumer and small business cases, however, you are able to retain most if not all of your personal assets. Also, filing automatically stays or stops all collection activities.

You have to qualify for a Chapter 7 proceeding. Your monthly income must be lower than the median income for your state. In California, the median income for a single individual is $47,798 and for two, $62,009. Otherwise, your disposable income must be low enough to qualify. This is determined by deducting your monthly expenses from your average monthly income over the past 6 months. If it is too high, you may still consider a Chapter 13 petition.

In any bankruptcy, you must list all your creditors. You must also have not transferred any substantial property within 90 days of filing or within one year if such transfer was made to a relative or business partner or the court can void it. A list of your monthly expenses and assets is also required.

You are entitled to certain exemptions regarding your personal assets so that the trustee will not seize them for the benefit of your creditors. For example, you can exempt a motor vehicle, much if not all of your home equity, retirement accounts, bank accounts, furniture, tools of your trade and other items. Consult with our expert bankruptcy lawyer about what exemptions are available to you.

You must also take an approved credit counseling class before filing and a personal financial management class before your discharge. Most discharges occur about 4 months after you file. Your unsecured creditors, such as credit cards and medical expenses, are dischargeable.


Chapter 13 Reorganization

If your disposable income is too high, or if you wish to continue operating your small business, or you face foreclosure of your home, then a Chapter 13 is an option. You must have a steady income, though, to some degree, are paid within either a 3 or 5 year plan. The length of your repayment plan depends on your income. If it exceeds the state’s median, your plan will likely be 5 years.

A chapter 13 can save your home from foreclosure provided you can make your regular monthly mortgage payments while repaying your arrearages over the life of the plan. Any second mortgage would be discharged at the termination of the plan if all is otherwise successful. Further, you can have past due taxes, student loans and child support payments paid off within the plan as well.

Bankruptcy protection might be the relief you are seeking. Consult with an experienced bankruptcy attorney about your particular circumstances and to see if filing for bankruptcy is the right decision for you.


Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

20
Years Experience
9,800+
Happy Clients
Daniel J King, Esq.
Managing Attorney / Owner
Many Locations
LA, OC, Inland Empire
AFFORDABLE
EASY Payment Plans
Phone Meetings
Start your case by phone
Attorney meetings by phone
Phone or Zoom
Go to court by phone or zoom
$100+ Million
Discharged
Bankruptcy May Help You:
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Free Consultation

I have read and agree to the Privacy Policy,
Communication Consent
and Wireless Policy and E-sign Policy.

$100,000,000+

$100 Million Discharged

Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
OUR PROCESS

Free Consultation

100% Free Consultation
(Today)

Process Petition

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Run Credit Report
Process Petition
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Review Petition
Confirm Petition
Prepare for BK Court

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(Bankruptcy Court)
with Bankruptcy Attorney

Toll Free 1(888) 754-9877
Available 9am to 7pm

Attorney Daniel J King

Education: UC Berkeley Undergraduate
Southwestern University School of Law

$100,000,000+

$100 Million Discharged

20 9,800+
Years Experience Happy Clients
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About Morro Bay

Morro Bay is a waterfront city in San Luis Obispo County, California, United States. As of the 2010 census, the city population was 10,234, down from 10,350 at the 2000 census.

Morro Rock was named in 1542 by Portuguese navigator Juan Rodríguez Cabrillo, who explored the Pacific Coast for Spain. Cabrillo called the rock El Moro because it resembled the head of a Moor, the people from North Africa known for the turbans they wore. However, the dictionary definition for the Spanish word "morro" ("snout or muzzle") is also consistent with the shape of the rock, and so the term morro is frequently used wherever such a distinctive rock-like mountain is found within the Spanish speaking world.

The town of Morro Bay was founded by Franklin Riley in 1870 as a port for the export of dairy and ranch products. He was instrumental in the building of a wharf which has now become the Embarcadero. During the 1870s, schooners could often be seen at the Embarcadero picking up wool, potatoes, barley, and dairy products.

A portion of Morro Bay is also designated as a state and national bird sanctuary. This means it is illegal to kill or harm a bird in that portion of Morro Bay. It is also a state and national estuary. Much of Morro Bay is a state wildlife refuge where waterfowl hunting is conducted during the season and is one of the few areas in California where Pacific Brant are pursued. Recently, Morro Bay was also declared a California Marine Reserve by the California Fish and Game Commission.

The town's most striking feature is Morro Rock, a 576 foot high volcanic plug. Morro Rock stands at the entrance to the harbor, and a causeway connects it with the shore. Previously, it was surrounded by water, but the northern channel was filled in to make the harbor. The Rock, as locals call it, was quarried from 1889 to 1969. There is no public access to the rock itself because it is a reserve for the locally endangered peregrine falcon. However, the area around the base of Morro Rock can be visited. Every few years, someone is caught trying to climb the rock. Climbers risk more than fines or jail time as the rocks that form Morro Rock are loose and fall down regularly. The base of Morro Rock is littered with fallen boulders.

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

LOCATION DISCLAIMER: The Attorney Group has a main office in Anaheim Hills, California. All other addresses are local offices available on an advanced appointment basis for meetings and depositions.