Due to the current COVID-19 health crisis, free telephone consultations are available. We can easily handle your bankruptcy case via telephone and email.
$795 Bankruptcy Lawyer

The Attorney Group

Abogados De Bancarrota - Vista

Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Vista Bankruptcy Attorney

$795 Riverside Bankruptcy Attorney 2- Abogados de Bancarrota - Local Bankruptcy Lawyer Near Me.
Attorney Consultation (Unlimited consultation with a bankruptcy attorney)
Attorney Interview (Face to face or phone meeting with a bankruptcy attorney)
Attorney Preparation (Preparation for your Bankruptcy Court by a bankruptcy attorney)
Attorney Review (Review your bankruptcy petition with a bankruptcy attorney)
AFFORDABLE Payment Plans

Attorney Daniel J King

Education: UC Berkeley Undergraduate
Southwestern University School of Law

$100,000,000+

Debt and Taxes Discharged

20 9,800+
Years Experience Happy Clients
Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA
20
Years Experience
9,800+
Happy Clients
$100+ Million
Debt + Taxes Discharged
36 Locations
LA, OC, Inland Empire
AFFORDABLE
Payment Plans Available
Bankruptcy May Help You:
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Free Consultation

I have read and agree to the Privacy Policy,
Communication Consent
and Wireless Policy and E-sign Policy.

$100,000,000+

Debt & Taxes Discharged

Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA
Bankruptcy May Help You:
20 9,800+
Years Experience Happy Clients
$100 Million Discharged!
$100,000,000
Call Now for a Free Consultation

Vista Bankruptcy Attorney - Expert Personal and Corporate Bankruptcy Lawyers serving Vista, California.

If you are struggling financially and looking to speak with a Vista bankruptcy attorney, you've come to the right place. We will stop lawsuits, stop garnishments, stop, bank account levies, stop judgments and stop foreclosures. We have 36 locations to meet you in California.

Need immediate assistance? Contact us now!
Toll Free 1(888) 754-9877
Available 7 Days a Week 7am to 9pm
36 LOCATIONS IN CALIFORNIA

A bankruptcy is an opportunity to be relieved of constant harassing phone calls from creditors and collection agencies. Consulting with a bankruptcy attorney to see if a bankruptcy might be your best option, to determine if you qualify for relief and which chapter is appropriate based on your particular circumstances is essential.

There are many misconceptions regarding bankruptcy. As a consumer or small business owner, you have the option of Chapter 7 liquidation or Chapter 13 reorganization.


Chapter 7 Liquidation

Chapter 7 can be utilized by individuals, married couples, businesses and corporations. In most consumer and small business cases, however, you are able to retain most if not all of your personal assets. Also, filing automatically stays or stops all collection activities.

You have to qualify for a Chapter 7 proceeding. Your monthly income must be lower than the median income for your state. In California, the median income for a single individual is $47,798 and for two, $62,009. Otherwise, your disposable income must be low enough to qualify. This is determined by deducting your monthly expenses from your average monthly income over the past 6 months. If it is too high, you may still consider a Chapter 13 petition.

In any bankruptcy, you must list all your creditors. You must also have not transferred any substantial property within 90 days of filing or within one year if such transfer was made to a relative or business partner or the court can void it. A list of your monthly expenses and assets is also required.

You are entitled to certain exemptions regarding your personal assets so that the trustee will not seize them for the benefit of your creditors. For example, you can exempt a motor vehicle, much if not all of your home equity, retirement accounts, bank accounts, furniture, tools of your trade and other items. Consult with our expert bankruptcy lawyer about what exemptions are available to you.

You must also take an approved credit counseling class before filing and a personal financial management class before your discharge. Most discharges occur about 4 months after you file. Your unsecured creditors, such as credit cards and medical expenses, are dischargeable.


Chapter 13 Reorganization

If your disposable income is too high, or if you wish to continue operating your small business, or you face foreclosure of your home, then a Chapter 13 is an option. You must have a steady income, though, to some degree, are paid within either a 3 or 5 year plan. The length of your repayment plan depends on your income. If it exceeds the state’s median, your plan will likely be 5 years.

A chapter 13 can save your home from foreclosure provided you can make your regular monthly mortgage payments while repaying your arrearages over the life of the plan. Any second mortgage would be discharged at the termination of the plan if all is otherwise successful. Further, you can have past due taxes, student loans and child support payments paid off within the plan as well.

Bankruptcy protection might be the relief you are seeking. Consult with an experienced bankruptcy attorney about your particular circumstances and to see if filing for bankruptcy is the right decision for you.


Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

20
Years Experience
9,800+
Happy Clients
Daniel J King, Esq.
Managing Attorney / Owner
Many Locations
LA, OC, Inland Empire
AFFORDABLE
EASY Payment Plans
Phone Meetings
Start your case by phone
Attorney meetings by phone
Phone or Zoom
Go to court by phone or zoom
$100+ Million
Discharged
Bankruptcy May Help You:
Toll Free 1(888) 754-9877
Available 7am to 7pm
36 LOCATIONS IN CALIFORNIA

Free Consultation

I have read and agree to the Privacy Policy,
Communication Consent
and Wireless Policy and E-sign Policy.

$100,000,000+

$100 Million Discharged

Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
OUR PROCESS

Free Consultation

100% Free Consultation
(Today)

Process Petition

Become a client
Run Credit Report
Process Petition
Review/Amend Petition

Attorney Meeting

Review Petition
Confirm Petition
Prepare for BK Court

Freedom

341a Meeting of Creditors
(Bankruptcy Court)
with Bankruptcy Attorney

Toll Free 1(888) 754-9877
Available 9am to 7pm

Attorney Daniel J King

Education: UC Berkeley Undergraduate
Southwestern University School of Law

$100,000,000+

$100 Million Discharged

20 9,800+
Years Experience Happy Clients
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About Vista

Vista is a city in Southern California and is located in northern western San Diego County. Vista is a medium sized city within the San Diego Metropolitan Area and had a population of 93,834 at the 2010 census. Vista also includes portions of unincorporated San Diego County to north and east, with a county island in the central west, which is within its sphere of influence. Located just seven miles inland from the Pacific Ocean, it has a Mediterranean climate.

Originally the lands of Rancho Buena Vista, Vista was founded on October 9, 1882 with an establishment of a post office. It was incorporated January 28, 1963 and became a charter city on June 13, 2007.

Vista has more than 25 educational institutions for youth, and a business park home to over 800 companies. Vista was listed as the seventh-best place in the United States for family life, based on factors such as jobs and business opportunities, education, climate, and cost-of-living in a 2008 review.

The Vista area was originally inhabited the Luiseño Indians, who lived on the land until the founding of the San Luis Rey Mission in 1798. The prosperity of the mission-era declined by the 1830s with the independence of Mexico from Spain. The Mexican government began to grant land ownerships to a variety of people, thus beginning the Rancho era of California. Three ranchos were granted in the Vista area: Rancho Guajome, Rancho Buena Vista, and Agua Hedionda Y los Manos.

In the 1850s the ranchos began to fade due to changing political conditions and the scarcity of water. A growing number of settlers came to the area after California became a state in 1850 and began to create smaller agricultural holdings. One settler in the Vista area, John Frazier, applied to open the first post office and after several attempts to name the city (Frazier’s Crossing and Buena Vista were already taken), Frazier finally chose the name “Vista”. With the opening of the first post office in 1882, Vista had officially arrived.

Inhibited by the lack of water, Vista grew slowly through the early 1910s to less than 1,000 people. With the vote of the people in 1923, the Vista Irrigation District had the necessary funding to construct a new water supply from Lake Henshaw. New buildings in downtown sprang up almost immediately. Agriculture began to flourish with crops such as tomatoes, celery, and citrus fruits. Some hillsides were also planted for avocados and by 1948, the Vista became the "avocado capital of the world"

Following World War II, agriculture declined with an influx of growth of population and housing. The City of Vista was incorporated on January 23, 1963.

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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

LOCATION DISCLAIMER: The Attorney Group has a main office in Anaheim Hills, California. All other addresses are local offices available on an advanced appointment basis for meetings and depositions.