Solana Beach Bankruptcy Attorney - Expert Personal and Corporate Bankruptcy Lawyers serving Solana Beach, California. If you are struggling financially and looking to speak with a Solana Beach bankruptcy attorney, you've come to the right place. We will stop lawsuits, stop garnishments, stop, bank account levies, stop judgments and stop foreclosures. We have 36 locations to meet you in California.
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Toll Free 1(888) 754-9877 Available 7 Days a Week 7am to 9pm 36 LOCATIONS IN CALIFORNIA A bankruptcy is an opportunity to be relieved of constant harassing phone calls from creditors and collection agencies. Consulting with a bankruptcy attorney to see if a bankruptcy might be your best option, to determine if you qualify for relief and which chapter is appropriate based on your particular circumstances is essential. There are many misconceptions regarding bankruptcy. As a consumer or small business owner, you have the option of Chapter 7 liquidation or Chapter 13 reorganization. Chapter 7 Liquidation Chapter 7 can be utilized by individuals, married couples, businesses and corporations. In most consumer and small business cases, however, you are able to retain most if not all of your personal assets. Also, filing automatically stays or stops all collection activities. You have to qualify for a Chapter 7 proceeding. Your monthly income must be lower than the median income for your state. In California, the median income for a single individual is $47,798 and for two, $62,009. Otherwise, your disposable income must be low enough to qualify. This is determined by deducting your monthly expenses from your average monthly income over the past 6 months. If it is too high, you may still consider a Chapter 13 petition. In any bankruptcy, you must list all your creditors. You must also have not transferred any substantial property within 90 days of filing or within one year if such transfer was made to a relative or business partner or the court can void it. A list of your monthly expenses and assets is also required. You are entitled to certain exemptions regarding your personal assets so that the trustee will not seize them for the benefit of your creditors. For example, you can exempt a motor vehicle, much if not all of your home equity, retirement accounts, bank accounts, furniture, tools of your trade and other items. Consult with our expert bankruptcy lawyer about what exemptions are available to you. You must also take an approved credit counseling class before filing and a personal financial management class before your discharge. Most discharges occur about 4 months after you file. Your unsecured creditors, such as credit cards and medical expenses, are dischargeable. Chapter 13 Reorganization If your disposable income is too high, or if you wish to continue operating your small business, or you face foreclosure of your home, then a Chapter 13 is an option. You must have a steady income, though, to some degree, are paid within either a 3 or 5 year plan. The length of your repayment plan depends on your income. If it exceeds the state’s median, your plan will likely be 5 years. A chapter 13 can save your home from foreclosure provided you can make your regular monthly mortgage payments while repaying your arrearages over the life of the plan. Any second mortgage would be discharged at the termination of the plan if all is otherwise successful. Further, you can have past due taxes, student loans and child support payments paid off within the plan as well. Bankruptcy protection might be the relief you are seeking. Consult with an experienced bankruptcy attorney about your particular circumstances and to see if filing for bankruptcy is the right decision for you. |
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
20
Years Experience
9,800+
Happy Clients
Daniel J King, Esq.
Managing Attorney / Owner
Many Locations
LA, OC, Inland Empire
AFFORDABLE
EASY Payment Plans
Phone Meetings
Start your case by phone Attorney meetings by phone
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$100+ Million
Discharged
Bankruptcy May Help You:
Free Consultation$100,000,000+ $100 Million Discharged
Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
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Attorney Daniel J King
Education: UC Berkeley UndergraduateSouthwestern University School of Law
$100,000,000+
$100 Million Discharged
20 | 9,800+ |
Years Experience | Happy Clients |
About Solana Beach
Solana Beach is an affluent city in San Diego County, California. The population was 12,867 at the 2010 census.
Until 1923, the main area known as Solana Beach was originally called Lockwood Mesa. The area first settled by the George H. Jones family in 1886. When Lake Hodges Dam was built in 1917-18, the area encompassing Solana Beach began to develop rapidly. The creation of the 12,000-acre (49 km2) Santa Fe Irrigation District in 1918 ensured that the area from Rancho Santa Fe through Solana Beach would prosper and expand. The coastline from Solana Beach to Oceanside began to boom in the early 1920s. In 1922 Colonel Ed Fletcher, an early community leader and developer, purchased 140 acres (0.57 km2) at $20 per acre from farmer George H. Jones to develop the town of Solana Beach, with the help of his brother-in-law Eugene Batchelder. To provide access to the beach for the development, hydraulic water pressure was used to erode away tons of earth and create the Fletcher Cove entry and beach. This took one man three months with a fire hose, using water that was coming over the spillway at Lake Hodges Dam. The beach was opened with great fanfare including horse races on the beach on July 4, 1925.
The community grew slowly, but steadily throughout the rest of the century, with particular booms occurring in the decade after World War II and a real estate boom in the last quarter of the 20th century. In 1986 the community officially incorporated as the city of Solana Beach. That year, the city hosted the final funeral services for Desi Arnaz, who had died in Del Mar. Arnaz's funeral was held at St. James Roman Catholic Church, the only Catholic church in the city and part of the Diocese of San Diego.
While still a relatively tranquil coastal town, the city received national news in 2003 upon becoming the first city in the Continental United States to enact a smoking ban on its public beaches, a trend which has continued as many other coastal Californian towns have followed suit in banning smoking on their beaches. Solana Beach was the last coastal community in North San Diego County to ban alcohol on the beach, doing so for at least a year in an action unanimously approved by the City Council.
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LOCATION DISCLAIMER: The Attorney Group has a main office in Anaheim Hills, California. All other addresses are local offices available on an advanced appointment basis for meetings and depositions.