Mill Valley Bankruptcy Attorney - Expert Personal and Corporate Bankruptcy Lawyers serving Mill Valley, California. If you are struggling financially and looking to speak with a Mill Valley bankruptcy attorney, you've come to the right place. We will stop lawsuits, stop garnishments, stop, bank account levies, stop judgments and stop foreclosures. We have 36 locations to meet you in California.
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Toll Free 1(888) 754-9877 Available 7 Days a Week 7am to 9pm 36 LOCATIONS IN CALIFORNIA A bankruptcy is an opportunity to be relieved of constant harassing phone calls from creditors and collection agencies. Consulting with a bankruptcy attorney to see if a bankruptcy might be your best option, to determine if you qualify for relief and which chapter is appropriate based on your particular circumstances is essential. There are many misconceptions regarding bankruptcy. As a consumer or small business owner, you have the option of Chapter 7 liquidation or Chapter 13 reorganization. Chapter 7 Liquidation Chapter 7 can be utilized by individuals, married couples, businesses and corporations. In most consumer and small business cases, however, you are able to retain most if not all of your personal assets. Also, filing automatically stays or stops all collection activities. You have to qualify for a Chapter 7 proceeding. Your monthly income must be lower than the median income for your state. In California, the median income for a single individual is $47,798 and for two, $62,009. Otherwise, your disposable income must be low enough to qualify. This is determined by deducting your monthly expenses from your average monthly income over the past 6 months. If it is too high, you may still consider a Chapter 13 petition. In any bankruptcy, you must list all your creditors. You must also have not transferred any substantial property within 90 days of filing or within one year if such transfer was made to a relative or business partner or the court can void it. A list of your monthly expenses and assets is also required. You are entitled to certain exemptions regarding your personal assets so that the trustee will not seize them for the benefit of your creditors. For example, you can exempt a motor vehicle, much if not all of your home equity, retirement accounts, bank accounts, furniture, tools of your trade and other items. Consult with our expert bankruptcy lawyer about what exemptions are available to you. You must also take an approved credit counseling class before filing and a personal financial management class before your discharge. Most discharges occur about 4 months after you file. Your unsecured creditors, such as credit cards and medical expenses, are dischargeable. Chapter 13 Reorganization If your disposable income is too high, or if you wish to continue operating your small business, or you face foreclosure of your home, then a Chapter 13 is an option. You must have a steady income, though, to some degree, are paid within either a 3 or 5 year plan. The length of your repayment plan depends on your income. If it exceeds the state’s median, your plan will likely be 5 years. A chapter 13 can save your home from foreclosure provided you can make your regular monthly mortgage payments while repaying your arrearages over the life of the plan. Any second mortgage would be discharged at the termination of the plan if all is otherwise successful. Further, you can have past due taxes, student loans and child support payments paid off within the plan as well. Bankruptcy protection might be the relief you are seeking. Consult with an experienced bankruptcy attorney about your particular circumstances and to see if filing for bankruptcy is the right decision for you. |
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
20
Years Experience
9,800+
Happy Clients
Daniel J King, Esq.
Managing Attorney / Owner
Many Locations
LA, OC, Inland Empire
AFFORDABLE
EASY Payment Plans
Phone Meetings
Start your case by phone Attorney meetings by phone
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$100+ Million
Discharged
Bankruptcy May Help You:
Free Consultation$100,000,000+ $100 Million Discharged
Bankruptcy May Help You:
Keep Your CAR
Keep Your HOUSE
Keep Your DIGNITY
Keep Your RETIREMENT
Keep Your 401K
Keep Your PENSION
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Process Petition
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with Bankruptcy Attorney
Attorney Daniel J King
Education: UC Berkeley UndergraduateSouthwestern University School of Law
$100,000,000+
$100 Million Discharged
20 | 9,800+ |
Years Experience | Happy Clients |
About Mill Valley
Mill Valley is a city in Marin County, California, United States located about 14 miles (23 km) north of San Francisco via the Golden Gate Bridge. The population was 13,903 at the 2010 census.
Mill Valley is located on the western and northern shores of Richardson Bay. Beyond the flat coastal area and marshlands, it occupies narrow wooded canyons, mostly of second-growth redwoods, on the southern slopes of Mount Tamalpais. The Mill Valley 94941 ZIP code also includes the following adjacent unincorporated communities: Almonte, Alto, Homestead Valley, Strawberry and Tamalpais Valley. The Muir Woods National Monument is also located just outside the city limits.
The Mill Valley 94941 area lies between Mt. Tamalpais on the west, the city of Tiburon on the east,the City of Corte Madera on the north, and the Golden Gate National Recreational Area (GGNRA) on the south. Two streams flow from the slopes of Mt. Tamalpais through Mill Valley to the bay: the Arroyo Corte Madera del Presidio; and Cascade Creek. Mill Valley is surrounded by hundreds of acres (hectares) of state, federal, and county park lands. In addition, there are many municipally maintained open-space reserves, parks, and coastal habitats which, when taken together, ensconce Mill Valley in a natural wilderness. This close and constant proximity to nature has left generations of Mill Valley residents with a strong sense of conservancy toward much of this natural environment. This unique cultural attitude, along with the many natural public spaces preserved within and around its borders, combine to form one of the main cultural cornerstones that has always defined Mill Valley.
Mill Valley has a mild Mediterranean climate which results in relatively wet winters and very dry summers. Winter lows rarely drop below freezing and summer highs rarely peak 90 °F (32 °C) with 90% of the annual rain falling in November through March. Wind speeds average lower than national averages in winter months and higher in summer, and often become quite gusty in the canyon regions of town. California coastal fog often affects Mill Valley, making relative humidity highly variable. The wetter winter months tend to make for a more consistent daily relative humidity around 70-90% (slightly higher than US averages). During the summer months, however, while the morning fog often keeps morning humidity normal, in a typical 70-80% range, by afternoon after the fog burns off, the humidity regularly plummets to around 30% as one would expect in this dry seasonal climate. Sunlight, as with many northwest coastal cities is low, with usually around 130 clear days a year. Marin county is the 4th least sunny place in the United States, after Cleveland, Seattle and Unalaska, Alaska.
The combination of Mill Valley's idyllic location nestled beneath Mount Tamalpais coupled with its ease of access to nearby San Francisco has made it a popular home for many high-income commuters. Over the last 20 years, following a trend that is endemic throughout the Bay Area, home prices have climbed in Mill Valley (the median price for a single-family home is in excess of $1.5 million as of 2005), which has had the effect of pushing out some earlier residents who can no longer afford to live in the area. This trend has also transformed Mill Valley's commercial activity, with nationally recognized music store Village Music having closed, then replaced in 2008 by more commercial establishments.
Mill Valley maintains many recreational parks which often contain playgrounds and other designated areas specifically designed for playing various sports. Dogs are required to be on leashes in all but one of these parks, which is specifically designated a dog park to allow the option of off-leash exercise.
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LOCATION DISCLAIMER: The Attorney Group has a main office in Anaheim Hills, California. All other addresses are local offices available on an advanced appointment basis for meetings and depositions.